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For Immediate Release
July 26, 2000

Contact:
Brian Arsenault, Senior Vice President, Corporate Communications
(207) 761-8517

Beryl Wolfe
(207) 775-5115

Web Site: http://www.tdbank.com/

Banknorth to Pay 12.5 cent Quarterly Dividend

Portland, Maine, July 25, 2000 -- Banknorth Group Inc. (NASDAQ: BKNG)
announced today that its Board of Directors has approved a quarterly
dividend of 12.5 cents per share based on earnings for the second
quarter ended June 30, 2000. The dividend will be paid on August 14,
2000 to shareholders of record on August 4, 2000.

The quarterly dividend announced today is 4 percent higher than the
dividend paid for the same quarter a year ago and is even with the
dividend paid for the previous quarter.

Banknorth Group, Inc., formerly known as Peoples Heritage Financial
Group, is an $18.5 billion bank holding company that is the parent
company of Peoples Heritage Bank with the leading market share in Maine;
Bank of New Hampshire with the leading market share in that state; First
Massachusetts Bank with the fifth largest market share in that state;
GBT, a division of First Massachusetts Bank operating in Connecticut;
Evergreen Bank in upstate New York; and Franklin Lamoille Bank, The
Howard Bank, and First Vermont Bank, all in Vermont. Banknorth's
combined Vermont banks have the second largest market share in that
state. The Company and its banking affiliates also operate subsidiaries
in insurance (Morse, Payson & Noyes Insurance and its subsidiaries),
investments (Heritage Investment Planning Group), trust and money
management services (The Stratevest Group), and leasing.

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