C. Michael Garrido Named Vice President – Commercial Loan Officer at TD Bank in Manhattan

TD Bank, America's Most Convenient Bank, provides customers with a full range of financial products and services at 1,300 convenient locations from Maine to Florida

NEW YORK CITY (March 29, 2011) – TD Bank, America's Most Convenient Bank, has named C. Michael Garrido to Vice President - Commercial Loan Officer in Commercial Banking in Manhattan. He is responsible for building and managing a portfolio of commercial loans as well as administrative lending matters, credit administration and risk management, serving clients throughout New York City.
Garrido has 33 years of experience in banking and financial services. Prior to joining TD Bank, he served Vice President - Senior Relationship Manager at Bank of the West (a BNP Paribas Subsidiary) in New York.

A New York City resident, Garrido received an MBA (1977) and undergraduate degree (1975) from New York University in Manhattan.

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the United States, providing customers with a full range of financial products and services at more than 1,250 convenient locations from Maine to Florida. On September 30, 2010, The South Financial Group, Inc. was acquired by TD Bank Group, and its subsidiary Carolina First Bank merged with TD Bank. Carolina First Bank will continue to operate under the trade names Carolina First Bank in North and South Carolina and Mercantile Bank in Florida until conversion and rebranding in June 2011. TD Bank is headquartered in Cherry Hill, N.J., and Portland, Maine. Carolina First Bank and Mercantile Bank are trade names of TD Bank, N.A. For more information, visit www.tdbank.com.

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America and one of the few banks in the world rated Aaa by Moody's. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD." To learn more, visit www.td.com.

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