David Apps Joins TD Bank as Senior Relationship Manager in Commercial Lending for New York’s Lower Hudson Valley

TD Bank, America's Most Convenient Bank, provides customers with a full range of financial products and services at 1,300 convenient locations from Maine to Florida

NEW WINDSOR, N.Y. (October 20, 2014) – TD Bank, America’s Most Convenient Bank®, has named David E. Apps as Vice President, Senior Relationship Manager in Commercial Lending, based in New Windsor, N.Y. He is responsible for maintaining and growing a portfolio of loans and cross selling the full range of TD Bank’s products and services to existing and prospective clients in the Lower Hudson Valley.

Apps has 42 years of experience in corporate and commercial banking, lending and bank management. Prior to joining TD Bank, he served in a similar commercial lending role as VP, Managing Director at Sterling National Bank, serving Lower Hudson Valley. He also worked for 35 years at The Royal Bank of Scotland and has held management positions in London, Toronto, Dallas and New York, N.Y.

A resident of Chester, N.Y., Apps earned distinction in the United Kingdom as an Associate of the Chartered Institute of Bankers (ACIB).

About TD Bank, America's Most Convenient Bank^®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth^®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.tdbank.com. Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US.

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD." To learn more, visit www.td.com.

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