FACT SHEET: Toronto-Dominion Bank and TD Banknorth

About TD Bank Financial Group
Headquartered in Toronto, Canada, with more than 45,000 employees in offices around the world, The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Financial Group (TDBFG). TD Bank Financial Group offers a full range of financial products and services to more than 14 million customers worldwide through four key business lines:
· Personal and Commercial Banking, including TD Canada Trust
· Wealth Management, including the global operations of TD Waterhouse
· Wholesale Banking, including TD Securities
· U.S. Retail and Commercial Banking—TD Banknorth
As of January 31, 2005, TD Bank Financial Group had more than CDN $333 billion in assets. TD Bank Financial Group ranks as one of the top online financial services providers in the world, with more than 4.5 million online customers. The Toronto-Dominion Bank trades on the Toronto and New York stock exchanges under the symbol “TD”.


About TD Banknorth
TD Banknorth Inc. is a leading banking and financial services company headquartered in Portland, Maine, and a majority-owned subsidiary of TD Bank Financial Group. At March 31, 2005, the Company had $32.1 billion of total consolidated assets and provided financial services to over 1.3 million households in the Northeast. TD Banknorth’s banking subsidiary, TD Banknorth, N.A., operates banking divisions in Maine, New Hampshire, Massachusetts, Connecticut, Vermont and upstate New York.

TD Banknorth and TD Banknorth, N.A. also operate subsidiaries and divisions in insurance, wealth management, merchant services, mortgage banking, government banking and other financial services and offer investment products in association with PrimeVest Financial Services, Inc. TD Banknorth Inc. trades on the New York Stock Exchange under the symbol “BNK”.

· TD Banknorth Insurance Group’s agencies have been protecting consumers and businesses throughout the Northeast for well over 100 years. With 27 offices in Massachusetts, Connecticut, Vermont, New Hampshire, Maine and upstate New York, TD Banknorth Insurance Group offers a full-service network of accomplished insurance specialists with the experience necessary to help customers choose the right insurance products.

· TD Banknorth Wealth Management Group has been delivering investment management and wealth advisory services for more than 80 years. Today, managing more than $10 billion in personal, corporate and nonprofit assets from 30 locations, TD Banknorth Wealth Management Group is one of the region’s largest wealth management firms.

· Bancnorth Investment Group, Inc., is an independent, introducing broker/dealer owned by PrimeVest Financial Services, Inc., one of the nation’s largest third-party marketers of financial products and services for nearly 600 financial institutions. Through a networking arrangement with TD Banknorth, N.A., Bancnorth Investment Group, Inc., offers securities and insurance products throughout the branch office locations of TD Banknorth, N.A.

· TD Banknorth Mortgage Group offers a wide variety of mortgage programs for homeowners and first-time home buyers, backed by a commitment to personal service. TD Banknorth Mortgage Group combines financial strength with personalized service and local decision making to provide customers with a variety of mortgage products.

More information is available at TDBanknorth.com.