Gerard Murray Joins TD Bank as Vice President – Senior Loan Officer in Toms River, N.J.

TD Bank, America's Most Convenient Bank, provides customers with a full range of financial products and services at 1,300 convenient locations from Maine to Florida

TOMS RIVER, N.J. (May 6, 2011) – TD Bank, America's Most Convenient Bank, has named Gerard A. Murray as Vice President – Senior Loan Officer in Commercial Lending in Toms River, N.J. He is responsible for developing and managing commercial loan relationships with businesses throughout the Ocean County region.

Murray has 35 years of experience in credit and commercial lending. Prior to joining TD Bank, he worked in a similar role at Tri State Capital Bank in Pittsburgh.

A resident of Brick, N.J., Murray received an MBA from Monmouth University in 1982 and an undergraduate degree from Villanova University in 1972.

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the United States, providing customers with a full range of financial products and services at more than 1,250 convenient locations from Maine to Florida. On September 30, 2010, The South Financial Group, Inc. was acquired by TD Bank Group, and its subsidiary Carolina First Bank merged with TD Bank. Carolina First Bank will continue to operate under the trade names Carolina First Bank in North and South Carolina and Mercantile Bank in Florida until conversion and rebranding in June 2011. TD Bank is headquartered in Cherry Hill, N.J., and Portland, Maine. Carolina First Bank and Mercantile Bank are trade names of TD Bank, N.A. For more information, visit www.tdbank.com.

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America and one of the few banks in the world rated Aaa by Moody's. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD." To learn more, visit www.td.com.

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