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For Immediate Release
December 8, 2004

Contact:
Julie McQuillan
(207) 828-7558
E-mail: beryl@wolfenews.com

Beryl Wolfe
(207) 883-6083

Web Site: http://www.tdbank.com/

Houlton Resident Wins $5,000 Shopping Spree from Peoples Heritage Bank

Houlton resident Cathy St. John has been chosen as the winner of a $5,000 L.L.Bean® shopping spree through a recent Peoples Heritage Bank promotion. Maine residents were able to enter the sweepstakes and received a free L.L.Bean Boat and Tote® bag last summer by opening a SimplyMore Checking account with direct deposit with Peoples.

St. John recently met with Steven DeWitt, Business Development and Sales Manager, at the Houlton branch.

Last May, Banknorth Group, the parent company of Peoples, launched the six-state SimplyMore Checking promotion, offering the opportunity for six winners, one per state, to receive a $5,000 shopping spree at L.L.Bean. The promotion was offered through Banknorth, N.A., subsidiaries Banknorth Massachusetts, Banknorth Connecticut, Banknorth Vermont, Bank of New Hampshire, Peoples Heritage Bank in Maine and Evergreen Bank in upstate New York.

SimplyMore Checking features eBillPay, Online Banking, a VISA® Debit Card and unlimited teller transactions—all free with direct deposit and no minimum balance requirement. For more information, visit Banknorth.com.

Peoples Heritage Bank is a Maine-based bank with more than 60 branches throughout the state, four of which operate as Oxford Bank & Trust, a division of the bank. For additional information about Peoples, a division of Banknorth, N.A., visit www.peoplesheritage.com. Member FDIC.

Banknorth, N.A., is the banking subsidiary of Portland, Maine-based Banknorth Group, Inc. (NYSE: BNK), the largest retail and commercial banking company headquartered in New England with $29 billion in assets. The company was named the Best Managed Bank in America by Forbes Magazine in 2004.

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