James Shields Named Commercial Portfolio Manager IV at TD Bank in Ramsey, N.J.

TD Bank, America's Most Convenient Bank, provides customers with a full range of financial products and services at 1,300 convenient locations from Maine to Florida

RAMSEY, N.J. (April 27, 2011) – TD Bank, America's Most Convenient Bank, has promoted James H. Shields to Commercial Portfolio Manager IV in Commercial Lending in Ramsey, N.J. A vice president, he is responsible for the underwriting and ongoing supervision of a portfolio of regional commercial loans, including maintenance of credit standards, industry analysis and risk management, serving customers throughout the Palisades/North Passaic region.
Shields has 25 years of experience in banking and lending. He joined TD Bank in 2007 and also has served in various credit and risk management roles at Wells Fargo, American Express and Citibank.

A resident of Mahwah, N.J., Shields received an MBA in 1991 from Seton Hall University in South Orange, N.J., and an undergraduate degree in 1985 from Hope College in Holland, Mich. He is a 1981 graduate of Mahwah High School.

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the United States, providing customers with a full range of financial products and services at more than 1,250 convenient locations from Maine to Florida. On September 30, 2010, The South Financial Group, Inc. was acquired by TD Bank Group, and its subsidiary Carolina First Bank merged with TD Bank. Carolina First Bank will continue to operate under the trade names Carolina First Bank in North and South Carolina and Mercantile Bank in Florida until conversion and rebranding in June 2011. TD Bank is headquartered in Cherry Hill, N.J., and Portland, Maine. Carolina First Bank and Mercantile Bank are trade names of TD Bank, N.A. For more information, visit www.tdbank.com.

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America and one of the few banks in the world rated Aaa by Moody's. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD." To learn more, visit www.td.com.

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