Steven Vitorino Named Vice President – Regional Market Producer at TD Insurance

TD Bank, America's Most Convenient Bank, provides customers with a full range of financial products and services at 1,300 convenient locations from Maine to Florida

WETHERSFIELD, Conn. (January 20, 2011) – Steven M. Vitorino has joined TD Insurance, Inc., a subsidiary of TD Bank, America's Most Convenient Bank, as a Vice President – Regional Market Producer for Surety Sales, with offices in Wethersfield, Conn. and West Springfield, Mass.

Vitorino is responsible for providing a range of surety services, including bond underwriting and claim handling, to contractors and business owners across the TD Bank footprint from Maine to Florida. Products include bid bonds, performance and payment bonds, court bonds, and financial guarantee bonds.

Vitorino has eight years of experience in insurance and banking. Prior to joining TD Insurance, he worked as an Underwriting Account Executive and Claims Manager at Travelers Bond in Hartford, Conn. He is a member of the Surety Association, the Connecticut Construction Industries Association (CCIA), Associated Builders & Contractors (ABC), the National Association of Surety Bond Producers (NASBP) and the Associated General Contractors of America (AGC).

A Ludlow, Mass., resident, Vitorino is a 2001 graduate of Westfield (Mass.) State University and a 1995 graduate of Ludlow High School.

TD Insurance, Inc has been providing insurance solutions and personalized service for more than 100 years. Accomplished and knowledgeable agents offer a full range of commercial and personal insurance products that help clients create insurance strategies that meet their unique needs. For more information, visit www.tdbank.com/insurance.

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the United States, providing customers with a full range of financial products and services at more than 1,250 convenient locations from Maine to Florida. On September 30, 2010, The South Financial Group, Inc. was acquired by TD Bank Group, and its subsidiary Carolina First Bank merged with TD Bank. Carolina First Bank will continue to operate under the trade names Carolina First Bank in North and South Carolina and Mercantile Bank in Florida until conversion and rebranding in 2011. TD Bank is headquartered in Cherry Hill, N.J., and Portland, Maine. Carolina First Bank and Mercantile Bank are trade names of TD Bank, N.A. For more information, visit www.tdbank.com.

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America and one of the few banks in the world rated Aaa by Moody's. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD." To learn more, visit www.td.com.

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