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For Immediate Release
March 8, 2012

Contact:
Jennifer Morneau, TD Bank
(207) 761-8762
E-mail: jennifer.morneau@td.com

Web Site: http://www.tdbank.com/

TD Bank Names Alpesh Karsalia Vice President, Commercial Portfolio Loan Officer in Philadelphia

TD Bank, America's Most Convenient Bank, provides customers with a full range of financial products and services at 1,300 convenient locations from Maine to Florida

PHILADELPHIA (March 8, 2012) – TD Bank, America's Most Convenient Bank, has promoted Alpesh V. Karsalia Vice President, Commercial Portfolio Loan Officer in Commercial Lending in Philadelphia. He is responsible for management and new business development for a portfolio of commercial loans serving clients throughout the Metro Philadelphia area.

Alpesh Karsalia, new Vice President, Commercial Portfolio Loan Officer in Commercial Lending in Philadelphia. Karsalia has six years of experience in banking and lending. He joined TD Bank in 2010 as an Assistant Vice President, Credit Analyst. Prior to joining TD Bank, Karsalia served as a Credit Analyst with Wells Fargo Group in Plymouth Meeting, Pa., and a Risk Analyst with Wachovia Bank in Philadelphia.

A resident of Valley Forge, Pa., Karsalia is a 2006 graduate of Temple University in Philadelphia, and a 2002 graduate of Phoenixville (Pa.) Area High School.

About TD Bank, America's Most Convenient Bank
TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at more than 1,280 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized wealth management services through TD Wealth, and insurance products and services through TD Insurance, Inc. TD Bank is headquartered in Cherry Hill, N.J., and Portland, Maine. To learn more, find TD Bank on Facebook at www.facebook.com/TDMoneyLoungeUS, on Twitter at www.twitter.com/TDBank_US or visit www.tdbank.com.

TD Bank is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America and one of the few banks in the world rated Aaa by Moody's. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD." To learn more, visit www.td.com.

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Here is more information about TD Bank



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