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For Immediate Release
April 1, 2011

Contact:
Jennifer Morneau, TD Bank
(207) 761-8762
E-mail: jennifer.morneau@tdbanknorth.com

Web Site: http://www.tdbank.com/

TD Bank Names Matthew Schwing Vice President – Credit Specialist in Commercial Loans in Toms River, N.J.

TD Bank, America's Most Convenient Bank, provides customers with a full range of financial products and services at 1,300 convenient locations from Maine to Florida

TOMS RIVER, N.J. (April 1, 2011) – TD Bank, America's Most Convenient Bank, has named Matthew J. Schwing as Vice President – Credit Specialist in Commercial Loans in Toms River, N.J. He is responsible for assisting Commercial Relationship Managers by conducting in-depth financial analysis as part of loan requests for existing and potential customers throughout Monmouth and Ocean counties.

Schwing has 26 years of experience in banking and lending. Prior to joining TD Bank, he served as a Portfolio Manager at Sun National Bank in Wall, N.J.

A resident of Manahawkin, N.J., Schwing serves as a Board Trustee for the Southern Ocean County Medical Center Foundation. He is a 1982 graduate of Richard Stockton College of New Jersey in Pomona, and a 1978 graduate of Southern Regional High School in Manahawkin.

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the United States, providing customers with a full range of financial products and services at more than 1,250 convenient locations from Maine to Florida. On September 30, 2010, The South Financial Group, Inc. was acquired by TD Bank Group, and its subsidiary Carolina First Bank merged with TD Bank. Carolina First Bank will continue to operate under the trade names Carolina First Bank in North and South Carolina and Mercantile Bank in Florida until conversion and rebranding in June 2011. TD Bank is headquartered in Cherry Hill, N.J., and Portland, Maine. Carolina First Bank and Mercantile Bank are trade names of TD Bank, N.A. For more information, visit www.tdbank.com.

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America and one of the few banks in the world rated Aaa by Moody's. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD." To learn more, visit www.td.com.

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Here is more information about TD Bank


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