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For Immediate Release
September 15, 2010

Contact:
Jennifer Morneau, TD Bank
(207) 761-8762

Web Site: http://www.tdbank.com/

TD Bank Names Thomas Ponticelli Vice President in Commercial Lending in Ramsey, N.J.

TD Bank, America's Most Convenient Bank, provides customers with a full range of financial products and services at more than 1,100 convenient locations from Maine to Florida

RAMSEY, N.J. (September 15, 2010) – TD Bank, America's Most Convenient Bank, has promoted Thomas J. Ponticelli to Vice President in Commercial Real Estate Lending in Ramsey, N.J. He is responsible for providing portfolio management, focused on retaining and growing existing and new clients throughout New Jersey, Staten Island, N.Y., and the Lehigh Valley in Pennsylvania.
Thomas J. Ponticelli, a Vice President in Commercial Real Estate Lending at TD Bank in Ramsey, N.J. Ponticelli joined TD Bank in 2006 and has eight years of experience in banking and lending. He previously served at TD Bank as an Assistant Vice President, Senior Credit Analyst and Portfolio Manager. Ponticelli is a member of the Real Estate Lenders Association.

A resident of Hawthorne, N.J., Ponticelli volunteers at the Hawthorne Boys and Girls Club, and as a coach with Hawthorne Soccer and the Hawthorne Baseball Association. He is a 1999 graduate of Villanova University and a 1995 graduate of Ridgewood (N.J.) High School.

TD Bank, America's Most Convenient Bank, is one of the 15 largest commercial banks in the United States, providing customers with a full range of financial products and services at more than 1,100 convenient locations from Maine to Florida. Effective April 16, 2010, TD Bank acquired certain assets of Riverside National Bank of Florida, First Federal Bank of North Florida and AmericanFirst Bank. First Federal Bank of North Florida and AmericanFirst Bank were rebranded as TD Bank. Riverside National Bank is expected to be rebranded as TD Bank on September 24, 2010. TD Bank is headquartered in Cherry Hill, N.J., and Portland, Maine. For more information, visit www.tdbank.com.

TD Bank, America's Most Convenient Bank, is a member of TD Bank Financial Group (TSX, NYSE: TD) of Toronto, Canada, a top 10 financial services company in North America and one of the few banks in the world rated Aaa by Moody's.

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Here is more information about TD Bank


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