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For Immediate Release
August 30, 2011

Contact:
Jennifer Morneau, TD Bank
(207) 761-8762
E-mail: jennifer.morneau@td.com

Web Site: http://www.tdbank.com/

TD Bank Promotes Justin Cummings to Small Business Relationship Manager in Ramsey, N.J.

TD Bank, America's Most Convenient Bank, provides customers with a full range of financial products and services at 1,300 convenient locations from Maine to Florida

RAMSEY, N.J. (August 30, 2011) – TD Bank, America's Most Convenient Bank, has promoted Justin T. Cummings to Small Business Relationship Manager in Ramsey, N.J. A vice president, he is responsible for generating small business loans up to $500,000 and cultivating small business relationships, including business loans, commercial loans and real estate, serving customers in Bergen, Rockland and Passaic counties in northern New Jersey.

Justin Cummings, new Small Business Relationship Manager at TD Bank in Ramsey, N.J. Cummings has eight years of banking experience. He joined TD Bank in 2003 as Store Manager in Stony Point, N.Y., and has spent the past six years at Store Manager in Park Ridge, N.J. Cummings is a member of the Park Ridge Rotary Club.

A resident of Maywood, N.J., Cummings received an MBA in 2005 from Iona College in New Rochelle, N.Y., and an undergraduate degree in 2000 from Villanova University in Villanova, Pa. He is a native of Northvale, N.J., and graduated in 1996 from Northern Valley Regional High School in Old Tappan, N.J.

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 7.4 million customers with a full range of retail, small business and commercial banking products and services at more than 1,250 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized wealth management services through TD Wealth, and insurance products and services through TD Insurance, Inc. TD Bank is headquartered in Cherry Hill, N.J., and Portland, Maine. To learn more, follow TD Bank on Twitter at www.twitter.com/TDBank_US or visit www.tdbank.com.

TD Bank is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America and one of the few banks in the world rated Aaa by Moody's. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD." To learn more, visit www.td.com.

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Here is more information about TD Bank


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