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For Immediate Release
September 23, 2015

Contact:
John Ripley, TD Bank
(207) 650-1198
E-mail: john.ripley@td.com

Web Site: http://www.tdbank.com/

TD Bank Promotes Justin Cummings to Vice President in Commercial Lending for Bergen (N.J.) and Rockland (N.Y.) Counties

TD Bank, America's Most Convenient Bank, provides customers with a full range of financial products and services at 1,300 convenient locations from Maine to Florida

RAMSEY, N.J. (September 23, 2015) – TD Bank, America’s Most Convenient Bank®, has promoted Justin T. Cummings to Vice President, Relationship Manager III in Commercial Lending, based in Ramsey, N.J. He is responsible for managing and growing a commercial loan portfolio and providing a range of TD Bank products and services, including commercial financing, leasing, treasury, wealth and foreign currency, to mid-size companies in Bergen (N.J.) and Rockland (N.Y.) counties.

Justin Cummings, new Vice President, Relationship Manager III in Commercial Lending, based in Ramsey, N.J.

Cummings has 12 years of experience in commercial lending and retail banking. He joined TD Bank in 2003and served as a Store Manager in Stony Point, N.Y. and Park Ridge, N.J., before his most recent position as Small Business Relationship Manager II.

A resident of Upper Saddle River, N.J., Cummings received an MBA from Iona College in 2005 and an undergraduate degree from Villanova University in 2000. He grew up in Northvale, N.J., where he graduated in 1996 from Northern Valley Regional High School in Old Tappan, N.J.

About TD Bank, America's Most Convenient Bank®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.tdbank.com. Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US.

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD." To learn more, visit www.td.com.

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