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For Immediate Release
October 11, 2010

Contact:
Jennifer Morneau, TD Bank
(207) 761-8762

Web Site: http://www.tdbank.com/

TD Bank to Expand Mortgage Team with Hiring of 75 Mortgage Operations Staff in Lexington, South Carolina

TD Bank, America's Most Convenient Bank, provides customers with a full range of financial products and services at 1,300 convenient locations from Maine to Florida

CHERRY HILL, N.J., and PORTLAND, Maine - TD Bank, America's Most Convenient Bank®, announced that it will expand its residential mortgage business by hiring 75 mortgage operations employees in South Carolina.

"Over the past two years, our residential mortgage business has doubled and we expect this growth to continue into 2011. Despite the tough economic times, TD Bank has consistently provided mortgage loans for purchases and refinance to our customers," said Michael Copley, retail lending executive vice president, TD Bank. "We attribute this success to the safety and soundness of the bank, and our high-quality people who deliver consistent execution of our WOW! service model. We are looking to add more employees of the same caliber to support our continued growth."

The new positions will be based in Lexington, South Carolina and the new group will work in tandem with existing TD Bank mortgage operations centers in Lewiston, Maine and Mt. Laurel, New Jersey. TD Bank expects to fill approximately 50 jobs in the coming weeks. Positions will include mortgage processors, underwriters, closers and operations staff. In 2011, the mortgage operations team from Carolina First will be integrated into the Lexington operations team bringing the total number of positions there to about 75. Customers will continue to be supported by residential mortgage lenders at TD Bank stores from Maine to Florida.

"We are excited to see TD Bank build out its mortgage operations in South Carolina," said Lynn Harton, head of regional commercial banking, south, TD Bank. "South Carolina is a great place to do business and with the acquisition of the South Financial Group, we have state-of-the-art, LEED-certified facilities and highly-skilled people in the state. This will help fuel TD Bank's continued growth."

TD Bank's loan origination strategy is focused on providing customers with simple products that are easy to understand and conveniently accessible through various channels. TD Bank is committed to providing mortgage loans to help consumers purchase or refinance their homes. TD Bank offers a simplified product set including FHA and jumbo loans at competitive interest rates with a WOW! customer service experience.

To learn more about TD Bank, America's Most Convenient Bank, stop by a store or visit TDBank.com.

About TD Bank, America's Most Convenient Bank
TD Bank, America's Most Convenient Bank, is one of the 15 largest commercial banks in the United States, providing customers with a full range of financial products and services at about 1,300 convenient locations from Maine to Florida. On September 30, 2010, The South Financial Group, Inc. was acquired by TD Bank Financial Group, and its subsidiary Carolina First Bank merged with TD Bank. Carolina First Bank will continue to operate under the trade names Carolina First Bank in North and South Carolina and Mercantile Bank in Florida until conversion and rebranding in 2011. TD Bank is headquartered in Cherry Hill, N.J., and Portland, Maine. Carolina First Bank and Mercantile Bank are trade names of TD Bank, N.A. For more information, visit www.tdbank.com.

TD Bank, America's Most Convenient Bank, is a member of TD Bank Financial Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America and one of the few banks in the world rated Aaa by Moody's. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD." To learn more, visit www.td.com.

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Here is more information about TD Bank


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