Thomas Creed Joins TD Bank to Lead New Credit Management Division in Springfield, Mass.

TD Bank, America's Most Convenient Bank, provides customers with a full range of financial products and services at 1,300 convenient locations from Maine to Florida

SPRINGFIELD, Mass. (June 19, 2012) – TD Bank, America's Most Convenient Bank, has named Thomas R. Creed as Senior Vice President, Market Commercial Credit Manager in the new Credit Management Division in Springfield, Mass. In this new position, he will direct approval, underwriting and portfolio management staff and procedures supporting TD Bank’s Commercial Banking business in western Massachusetts.

Creed has 27 years in banking and related fields. Prior to joining TD Bank, he served as SVP, Regional Executive at Berkshire Bank in Springfield. Creed is the Chairman of the Holyoke Redevelopment Authority and serves on the board of the Economic Development Council of Western Massachusetts (EDC).

Creed and his wife Nancy live in Holyoke, Mass. He serves as Board Chair of both the YMCA of Greater Springfield and the Springfield Symphony Orchestra. Creed is a 1985 graduate of the University of Vermont in Burlington.

About TD Bank, America's Most Convenient Bank
TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing nearly 8 million customers with a full range of retail, small business and commercial banking products and services at more than 1,280 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized wealth management services through TD Wealth, insurance products and services through TD Insurance, Inc., and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J., and Portland, Maine. To learn more, find TD Bank on Facebook at www.facebook.com/TDMoneyLoungeUS, on Twitter at www.twitter.com/TDBank_US or visit www.tdbank.com.

TD Bank is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America and one of the few banks in the world rated Aaa by Moody's. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD." To learn more, visit www.td.com.

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