Todd Cabral Named Vice President in Commercial Lending at TD Bank in New York City

TD Bank, America's Most Convenient Bank, provides customers with a full range of financial products and services at 1,300 convenient locations from Maine to Florida

NEW YORK CITY (April 4, 2011) – TD Bank, America's Most Convenient Bank, has promoted Todd R. Cabral to Vice President in Commercial Lending in New York City, Manhattan South. As a Commercial Portfolio Loan Officer, he will continue to be responsible for the underwriting and ongoing supervision of a portfolio of regional commercial loans, including maintenance of credit standards, industry analysis and risk management.

Cabral has five years of experience in banking and lending. He joined TD Bank in 2007 as a Commercial Credit Analyst in Framingham, Mass., and most recently served as an Assistant Vice President in New York.

A resident of Manhattan, Cabral received an MBA (2005) and an undergraduate degree (2004) from the University of Massachusetts, Dartmouth. He is a native of Dartmouth, Mass., graduating from Dartmouth High School in 2000.

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the United States, providing customers with a full range of financial products and services at more than 1,250 convenient locations from Maine to Florida. On September 30, 2010, The South Financial Group, Inc. was acquired by TD Bank Group, and its subsidiary Carolina First Bank merged with TD Bank. Carolina First Bank will continue to operate under the trade names Carolina First Bank in North and South Carolina and Mercantile Bank in Florida until conversion and rebranding in June 2011. TD Bank is headquartered in Cherry Hill, N.J., and Portland, Maine. Carolina First Bank and Mercantile Bank are trade names of TD Bank, N.A. For more information, visit www.tdbank.com.

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America and one of the few banks in the world rated Aaa by Moody's. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD." To learn more, visit www.td.com.

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