Christopher Gavry Joins TD Bank as Vice President in SBA Lending in Latham, N.Y.

TD Bank, America's Most Convenient Bank, provides customers with a full range of financial products and services at 1,300 convenient locations from Maine to Florida

LATHAM, N.Y. (May 4, 2011) – TD Bank, America's Most Convenient Bank, has named Christopher J. Gavry as Vice President – Business Development Officer in SBA Lending in Latham, N.Y. He is responsible for expanding TD Bank’s SBA loan production in upstate New York and Vermont.

Gavry has 25 years of experience in banking and commercial lending. Prior to joining TD Bank, he served as a Product Delivery Officer at Bank of America, responsible for SBA 504 real estate lending in Massachusetts, Connecticut and Rhode Island. Gavry is a member of the New England Business Brokers Association (NEBBA) and the National Association of Government Guaranteed Lenders (NAGGL).

Gavry is a resident of Amsterdam, N.Y., following his recent relocation from Providence, R.I. He is a graduate of Fordham University in Bronx, N.Y.

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the United States, providing customers with a full range of financial products and services at more than 1,250 convenient locations from Maine to Florida. On September 30, 2010, The South Financial Group, Inc. was acquired by TD Bank Group, and its subsidiary Carolina First Bank merged with TD Bank. Carolina First Bank will continue to operate under the trade names Carolina First Bank in North and South Carolina and Mercantile Bank in Florida until conversion and rebranding in June 2011. TD Bank is headquartered in Cherry Hill, N.J., and Portland, Maine. Carolina First Bank and Mercantile Bank are trade names of TD Bank, N.A. For more information, visit www.tdbank.com.

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America and one of the few banks in the world rated Aaa by Moody's. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD." To learn more, visit www.td.com.

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