Michael Messina Joins TD Bank as Vice President, Commercial Relationship Manager in Philadelphia

TD Bank, America's Most Convenient Bank, provides customers with a full range of financial products and services at 1,300 convenient locations from Maine to Florida

PHILADELPHIA (January 17, 2012) – TD Bank, America's Most Convenient Bank, has named Michael C. Messina to Vice President, Commercial Relationship Manager in Commercial Lending in Philadelphia. He is responsible for developing and managing commercial loan relationships with companies with annual revenues between $1 million and $150 million located in Philadelphia and the surrounding tri-state area.

Messina has 10 years of experience in banking and lending. Prior to joining TD Bank, he served as a Business Development Officer at Susquehanna Bank in the Mainline /Philadelphia region.

A Havertown, Pa., resident, Messina volunteers with the Children’s Crisis Treatment Center (CcTC), Big Brother/Big Sister, MDA and the Special Olympics. He is a 2003 graduate of West Chester University of Pennsylvania.

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 7.8 million customers with a full range of retail, small business and commercial banking products and services at more than 1,280 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized wealth management services through TD Wealth, and insurance products and services through TD Insurance, Inc. TD Bank is headquartered in Cherry Hill, N.J., and Portland, Maine. To learn more, find TD Bank on Facebook at www.facebook.com/TDMoneyLoungeUS, on Twitter at www.twitter.com/TDBank_US or visit www.tdbank.com.

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America and one of the few banks in the world rated Aaa by Moody's. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD." To learn more, visit www.td.com.

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