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For Immediate Release
June 20, 2005

Contact:
Jeff Nathanson, Sr. V.P., Communications
(207) 761-8517
E-mail: beryl@wolfenews.com

Beryl Wolfe
(207) 883-6083

Web Site: http://www.tdbank.com/

William Clifford Joins TD Banknorth Insurance Group

SOUTH PORTLAND, Maine – William P. Clifford has been named president of the Northern New England region of TD Banknorth Insurance Group. He will manage operations and offices throughout Maine, New Hampshire and Vermont.

Clifford has more than 20 years experience in the insurance industry, working in the areas of sales and management, managed healthcare, employee benefits, property and casualty insurance brokerage management. He most recently served as a sales manager at JPMorgan Chase Bank in New York.

A future resident of Cumberland, Maine, Clifford is a 1981 graduate of Colby College and a 1977 graduate of Lewiston High.

“Bill brings a wealth of experience to our team at TD Banknorth Insurance Group, especially in the areas of management, sales and strategic planning. We look forward to his leadership and are happy to welcome him aboard,” said Joseph Fico, President of TD Banknorth Insurance Group.

TD Banknorth Insurance Group, a subsidiary of TD Banknorth Group (NYSE: BNK) in Portland, Maine, is the largest insurance group in New England and the 44th largest in the country, with 27 offices throughout Maine, New Hampshire, Massachusetts, Connecticut, New York and Vermont.

The firm now has more than 400 employees, serving both commercial and consumer customers with insurance products from both national and local Insurance carriers. For more information about TD Banknorth Insurance Group, visit online at www.tdbanknorthinsurance.com.

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